Wednesday, April 22, 2009

Dave Ramsey/BG Liquidation

As MANY of you know, I have debt. TOO MUCH DEBT. Well for me anyways. I've decided to do something about it. I've signed up for Dave Ramsey's Website. For those of you who are like WHO IS DAVE RAMSEY? Info Here Well the Program is based on steps, step 1 is save $1000 for emergency's so you don't have to rely on debt. That's the step I'm in. First thing I did was cancel all subscriptions that renewed w/ a credit card. I also canceled XM Radio, I do love it, but $15 a month can be put to better use. I'm also selling some of my "Luxury Items" because I need to get that $1000. I'M SO TIRED OF DEBT. The only Frivolous thing I'm keeping is my bike, for 2 reasons 1. I owe more than its worth so getting rid of it wont help, and 2. It's a great stress reliever, and its an activity I can share w/ my family and GF. I have my Digital SLR camera on craigslist as well as my ipod. I'm also looking for more stuff to sell to get rid of this debt! I am VERY Surprised to see how many people I know are on this program. They are enjoying success with it and I can't wait to do the same! It's gonna take a while, but I'm so motivated that nothing can stop me! FUCK YOU DEBT! I want you outta my life!

6 comments:

Kat said...

I love me some Dave Ramsey. Good luck on getting out of debt.

Yaya said...

Good luck! And don't feel bad, I'm pretty sure everyone has debt! My sleezy uncle ran away from his debt, changed his name, and estranged himself from everyone...guess who the collectors hound now?? My mom.

Bobby G said...

Thats a DICK move YAYA

Bee and Rose said...

I love Dave Ramsey! When my hubster had his bypass (at age 40..yeah loads of fun..that guy), I decided right then...NO MORE DEBT! I worked Dave's program and slowly but surely we are on our way! Good for you, Bobby G! You will find success with this! Hooray for Bobby G! Hooray for Dave Ramsey!

Sarah said...

we have the book...which is why I decided to buy my next car instead of lease it. I filed Bankrupcy a few years ago due to horrible decisions when I was 18-20 years old. It's tough to do that but it helped me out alot and I learned alot...they give credit cards to kids too early, especially when they camp out on college campuses...danger!

Lee said...

I hope that works out for you, really. My mom doesn't put things on her card as subscriptions. It's either a one time bill or NOTHING.